Adil Raza Khan | March 29, 2025
Emirates Hills is one of the most prestigious and exclusive gated communities in Dubai where each villa is a treat to the eye and emits an aura of sophistication.
The first choice of luxury property buyers and investors, with no budgetary limitations, is mostly the Emirates Hills in the heart of Dubai. From fully-customizable palatial villas to unobstructed view of the Golf Courses and Lakes around to advanced 24*7 security for unbeatable privacy in its affluent exclusive environment, Luxury villas in Emirates Hills are truly proud possessions for anyone in Dubai. The atmosphere inside its gate carries an enchanting aura of elegance and aristocracy.
Surely enough not everyone will have the pride of an easy and unfiltered access here. Brutal truth, but it is the truth! Villas and Mansions only are available here with no less than 4-bedroom configurations and reaching upto 10 bedroom villas. The starting price for Luxury villas here are rarely below AED 30 Million. Nevertheless, it makes it one of the Best places to invest in Dubai luxury real estate.
So, once you are determined to buy a vacant property here, let's not waste much time thinking about what should be the line of action to own one rightfully.
Let's do the needful now:
Hopefully, you already know that the purchasing price alone doesn't amount to the entire ownership cost.
Transfer Fee of 4% of the total Sales Price to the DLD (Dubai Land Department Fee). This 4% DLD Fee is equivalent to the ‘stamp duty’ in other countries. Also called Property Registration Fees, It registers the property under your ownership.
Trustee Office Fess comes next. It is a fixed amount— AED 4,000 plus 5% VAT (AED 4,200) for properties that are priced for AED 500,000 or above. While for properties priced below AED 500,000 it is AED 2,000 plus 5% VAT (AED 2,100). It marks the conduction of the transaction in a legally appropriate way between the buyer and the seller in the presence of the authorized real estate registration trustees.
0.25% of the mortgage value plus AED 290 as a one time fee is payable as Mortgage Registration Fees if you are planning to mortgage. The mortgage value is the amount you borrow from the bank for the property purchase.
4% of the property's purchasing price is payable as the OQOOD Registration fee.
Service Charge of AED 3-AED 18 per sq ft.
NOC Fees of around AED 500 to AED 5000.
Title Deeds Fees is payable for legally owning the property, which is around AED 500-600.
Estate agency fees are typically 2% of the purchasing price.
Insurance is not mandatory, but necessary. If you are mortgaging, then doing Mortgage Protection Insurance is mandatory!
Conveyance Fees, DEWA fees, Valuation fees, and Arrangement fees are also applicable as miscellaneous fees.
If all these added fees make you feel it would be safer to mortgage, you should be aware of these.
Expats residing in Dubai with a steady source of income and valid visa can expect to borrow 80% of the property purchase value from banks in Dubai.
For Non-residential expats, it is mandatory to show a good credit score plus a regular source of high income. They can expect to borrow 50-75% of the amount from the banks here.
For mortgages, you need to submit a bank statement and Proof of Income. Non-residential expats are entitled to borrow 50% LTV of the property.
The minimum age limit to apply for a mortgage in Dubai is 21 years and the upper age limit is 65 years for employed expats and 70 years for UAE nationals and self-employed expats.
The typical loan repayment tenure is 5 to 25 years.
Interest rates usually vary from 2.75 to 5% pa.
Some popular banks o apply for mortgages are:
You can be the lifetime owner of Luxury villas in Emirates Hills as it is a freehold area in Dubai.
We highly suggest you contact a RERA real estate agent to buy Emirates Hills Dubai property for sale or any property here whatsoever. They will help you find and buy property in Emirates Hills Dubai that perfectly matches your requirements and preferences. We will enlist the plus points of collaborating with RERA agents better in the subsequent paragraph.
Make an offer and negotiate. If you are buying from the RERA agency or any property listing site, rest assured negotiation won't help much.
Sign the MOU with the seller following the approval of the offer at the Registration Trustee's office. Make the down payment. What we have seen, mostly for Luxury villas in Emirates Hills, is that non-resident expat buyers have to make 40% down payment and expats in the UAE can pay 20% down payment of the property price. It might not be the same by default, but typically it is so. Transaction is done via Escrow account, so your money is always safe. The seller cannot withdraw it unless the handover is over!
SPA or Sales Purchase Agreement is registered with the Dubai Land Department. Sign the document. Do not forget to collect the NOC Certificate. Complete the property transfer process and make the necessary fees discussed already.
The completion of the buying process happens at the Registrar’s Office at the Dubai Land Department. Meet the seller there on the appointed date, carrying along your ID documents, NOC and MOU. Transfer the remaining balance, and receive your title deed along with the keys to your dream villa in one of the exclusive gated communities in Dubai.
It is not a task you should shoulder single-handedly. Get help from Dubai real estate legal consultants and agents for keeping the process error-free and avoid being scammed.
They simplify the entire property hunting, finalizing and holding the key to Emirates Hills Dubai property for sale processes.
Without authorized RERA agents, you will surely face hassles and end up incurring losses.
Buying a villa in Emirates Hills is a matter of pride. Families or individuals (hardly ever anyone seen here without families) paving their way inside the majestic gate of this massive community are remarkably wealthy looking for a private affluent lifestyle. And, the APIL Properties team is glad it could help you with all the information that would make your way in Emirates Hills—The Beverly Hills of Dubai—a smooth journey. Our blog gives you a glimpse, the entire process with the fees will seem exhausting if you proceed all alone. If you need further assistance with information in the buying process or guidance in finding one vacant villa at the Emirates Hills (rather hurry then!), feel free to contact us right now.
Emaar’s properties at Emirates Hills never wait for anyone! Act fast.
These days investors from overseas assume Palm Jumeirah is the only exclusive gated community in Dubai for luxury property investment. Proving their source of information questionable, Emirates Hills glows in its pride of being one of the most prestigious and exclusive gated communities in Dubai.
High-net-worth property buyers and investors often face the dilemma of whether to opt for Emirates Hills or Palm Jumeirah. Both exemplify Dubai luxury living extravagantly.
Today, we are composing this piece of content to ease your dilemma by highlighting what differentiates Emirates Hills and Palm Jumeirah.
Established in 2003 by the Emaar Properties, it was one of the first few freehold property areas in Dubai. It saw and marked the beginning of foreigners buying and investing on properties in Dubai. Popularly nicknamed as ‘Beverly Hills of Dubai’, Emirates Hills is an opulent destination for high-profile residents.
Palm Jumeirah, world’s largest man-made archipelago on the Persian Gulf, has the world’s attention grabbed and interest piqued for sure. It was built in 2001 by Nakheel Properties. Staying here is a matter of prestige, owing to its iconic shape that is synonymous to Dubai city itself. Built entirely using Rocks and Sand only, the total area of Palm Jumeirah can easily accommodate 600+ football pitches! Luxury villas, high-rise posh apartments and elegant hotels & resorts–you have it all here.
The year 2024 was phenomenal for anyone associated with the Dubai real estate market–whether they be investors, real estate agents, or developers! From the number of properties sold to record-breaking sales value of billions of worth within the shortest possible time frame, all were excellent
Even the UAE real estate market experts claim that they haven't witnessed such a sharp surge of demand and sales since they started initially back in the early 2000. They claim no decrease in demand is noticeable anywhere and it is a smooth glide through Q1 2025.
Emirates Hills is truly the community of the wealthy class in Dubai, with its reputation reaching beyond the borders. Luxury gated communities with villas and mansions are not rare here, but it is the most Exclusive gated community in Dubai.
Have you ever wondered or found a blog that explains in detail but precisely, why Emirates Hills has such a hype everywhere? The money elites of the UAE and adjacent nations swear by its sophistication and class. But, why?
We got interested to dig into the facts and enlist all the reasons here that actually count, leaving the usuals of Dubai luxury living found everywhere. So, let’s get us some information that carries weight:
